i only agree to the gift option if i've dealth with the person before, or if i know they're a good person. i admit, i've asked for the gift option from commisioners for the first half of a custom's payment only because i use that to buy supplies for the custom and i need all of it to cover it. but if something were to happen, i would refund it thrugh another gift payment with no problem. but if i'm selling something, i don't ask for it; you need the protection if you're not comfortable with whoever you're dealing wirth and i know and respect that.
as to the fees for ut now; i just did this the other day and i didn't get hit with any fees. maybe they kick in once you go over a set amount? idk really, just tossing ideas out there...
Kat